A Wisconsin college student has filed a seven count class action complaint against Experian for its freecreditreport.com ads. The Plaintiff alleges that she was in the midst of purchasing a new car and wanted to check her credit. She claims that in March 2008, she went to freecreditreport.com for a single (but free) credit report and did not see any disclaimers that the service came with a $14.95 per month credit monitoring service. After noticing the fee on her credit card statement months later, she went back to the website and found, in her words, “a poorly displayed disclaimer” of the monthly fee. She was able to cancel the service, but was not able to have her money refunded. She seeks to represent a class of consumers who signed up for a free credit report and were charged the monthly fee.
As noted before, the Government has been trying to crack down on the freecreditreport.com ads by making its own parodies.