Under the Fair and Accurate Credit Transactions Act (“FACTA”), consumers are entitled to one free credit report per year from each of the three national consumer credit reporting companies. Unless you live under a rock (or without television), you have undoubtedly seen the ubiquitous commercials run by freecreditreport.com that portray an unfortunate group of musicians who lament their fate –stolen identities that could have been avoided if only they received a free credit report– through catchy songs.
Tag Archives: FTC
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Topics
- Bureau of Consumer Financial Protection
- Class Actions
- Compliance
- Consumer Financial Protection Act
- Consumer Financial Protection Agency
- Consumer Financial Protection Bureau
- Credit CARD Act
- Electronic Funds Transfer Act
- Fair and Accurate Credit Transactions Act
- Fair Credit Reporting Act
- Fair Debt Collection Practices Act
- Fair Housing Act
- Lending Discrimination
- Mortgage Foreclosures
- Preemption
- Real Estate Settlement Procedures Act
- State Consumer Protection Laws
- Truth in Lending Act
- Uncategorized
Recent Updates
- Second Circuit Panel Strikes Arbitration Agreement With Class Action Waiver
- Supreme Court In CompuCredit Corp. v. Greenwood Gives Another Victory to Proponents of Arbitration
- Defying Senate, President Obama purportedly makes recess appointment of Cordray to lead CFPB
- The Fourth Circuit Declines to Put TILA Form Over Substance
- CFPB Republishes Certain Existing FTC Rules